How accurate is this cyber insurance calculator?
It provides an estimated range based on industry-standard risk multipliers, considering your company size, industry, data types, and security controls. Actual quotes from underwriters may vary.
What factors affect cyber insurance cost?
The primary drivers are your company's annual revenue and employee count, the industry you operate in (e.g., healthcare and finance pay more), the volume and sensitivity of data you store, and the strength of your cybersecurity measures.
Can I lower my premium?
Yes. Implementing strong security controls—such as Multi-Factor Authentication (MFA), endpoint detection and response (EDR), data encryption, and regular employee security training—can significantly reduce your premiums.
What does cyber liability insurance cover?
It typically covers costs associated with data breaches (notification, credit monitoring, forensic investigation), ransomware extortion payments, business interruption losses, and legal liabilities from third-party lawsuits.
Is this tool free?
Yes, our cyber insurance cost estimator is completely free to use and provides instant results without requiring a credit card.
Still have questions?
The best way to see how pricing works is to try the estimator yourself.
Open the Calculator