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Auto Repair Insurance Calculator

Mechanics, body shops, and automotive service centers. Compare auto repair insurance rates across all 50 states.

Risk Multiplier: 1.9x • Common: GL, WC, CP

Auto Repair General Liability Insurance by State

Protects against third-party bodily injury, property damage, and advertising injury claims. The most fundamental commercial insurance policy.

Auto Repair Workers Compensation Insurance by State

Covers employee medical expenses, lost wages, and rehabilitation costs from work-related injuries or illnesses. Required in most states.

Auto Repair Professional Liability Insurance by State

Also called Errors & Omissions (E&O). Protects against claims of negligence, mistakes, or failure to deliver professional services.

Auto Repair Commercial Property Insurance by State

Covers damage to business property including buildings, equipment, inventory, and furniture from events like fire, theft, or storms.

Auto Repair Business Owners Policy Insurance by State

Bundles general liability and commercial property insurance at a discounted rate. Ideal for small to mid-sized businesses.