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Fitness & Gym Insurance Calculator

Gyms, fitness studios, personal training, and yoga studios. Compare fitness & gym insurance rates across all 50 states.

Risk Multiplier: 1.4x • Common: GL, E&O, CP

Fitness & Gym General Liability Insurance by State

Protects against third-party bodily injury, property damage, and advertising injury claims. The most fundamental commercial insurance policy.

Fitness & Gym Workers Compensation Insurance by State

Covers employee medical expenses, lost wages, and rehabilitation costs from work-related injuries or illnesses. Required in most states.

Fitness & Gym Professional Liability Insurance by State

Also called Errors & Omissions (E&O). Protects against claims of negligence, mistakes, or failure to deliver professional services.

Fitness & Gym Commercial Property Insurance by State

Covers damage to business property including buildings, equipment, inventory, and furniture from events like fire, theft, or storms.

Fitness & Gym Business Owners Policy Insurance by State

Bundles general liability and commercial property insurance at a discounted rate. Ideal for small to mid-sized businesses.